Everyone -- and I mean EVERYONE -- will sooner or later have problems with bill collectors. A little poem I wrote deals with that:
The Bill Collectors
They Steal from you, they'll steal your meat.
They'll take the clothes off your back, and shoes off your feet.
With whips and chains, your back they'll beat.
With constant calls, they'll wear you down,
and find a way to harass you when you're under the ground.